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BBB Accredited Buy Here Pay Here Specialist Serving Kansas City Metro
Drive Fast USA is Kansas City's trusted buy here pay here dealership, conveniently located in Lee's Summit just 15 minutes from downtown Kansas City. We proudly serve the entire Kansas City metro area with in-house financing for bad credit, no credit, and challenged credit drivers.
As a BBB-accredited buy here pay here car dealership, we specialize in helping Kansas City area residents get approved for reliable transportation regardless of credit history. Whether you've been turned down by traditional lenders, have a recent bankruptcy, past repossession, or simply have no credit history, Drive Fast USA provides a second chance at car ownership.
Located at 505 NW Blue Parkway in Lee's Summit, Missouri, our dealership is easily accessible from Kansas City via I-470, Highway 50, and I-70. We're positioned to serve the entire Kansas City metro area with flexible payment plans, low down payment options starting at $0, and approval decisions in as little as 30 minutes.
Every vehicle on our lot is inspected and reconditioned, so you're not just getting approved but you're getting a quality used car, truck, or SUV you can count on. With in-house financing and fast approvals, we make car ownership possible for Kansas City drivers who need it most.
You Only Need 3 Things To Buy a Car Today:
That’s it! With these three items, you could drive off the lot today in your next vehicle.
Getting Your Next Car Couldn’t Be Easier:
Searching for used car lots in Kansas City? Look no further. At Drive Fast USA, our lot is always stocked with a wide variety of quality used vehicles including newer models, top brands, trucks, cars, and SUVs to fit every budget and style. We're constantly updating our inventory so you can find the latest options and fresh arrivals every week.
Our auto sales lot features vehicles from all major manufacturers ready for immediate delivery. Whether you're after comfort, capability, or the newest features, we have something for you.
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What Does Buy Here Pay Here Mean?
Buy Here Pay Here financing means you make your vehicle payments directly to our dealership, not a third-party lender or bank. This process helps customers with no credit or low credit scores drive off the lot quickly often the same day. At Drive Fast USA, we simplify auto financing and offer flexible payment options tailored to your needs.
At Drive Fast USA, we don't believe your credit history should stop you from moving forward. Life happens. Maybe you've gone through a divorce, had unexpected medical expenses, lost a job, or are working to rebuild after bankruptcy. We understand that your credit score doesn't tell your whole story, and everyone deserves reliable transportation and a fair chance to get back on track.
We Approve What Traditional Lenders Won't
Bad Credit? Approved.
Low credit scores don't automatically disqualify you at Drive Fast USA. We look at your current ability to pay, not just past credit mistakes.
No Credit? Approved.
First-time buyers and young drivers in Kansas City who haven't established credit history are welcome. We help you build credit from the ground up.
Bankruptcy? Approved.
Recent bankruptcy (Chapter 7 or Chapter 13) doesn't prevent approval. We understand bankruptcy is often a fresh start, and we're here to help you take that next step.
Repossession? Approved.
Past repossessions don't automatically disqualify you. We evaluate your current situation and income to determine approval.
Divorce? Approved.
Divorce can devastate credit scores. We help Kansas City area drivers rebuild after divorce impacts their credit.
Second Chance Financing That Works
Drive Fast USA specializes in second chance auto financing for the Kansas City metro area. Our buy here pay here program is designed with real people in mind, people who need a car now and are ready to take that next step toward financial stability.
We've approved thousands of Kansas City area customers who were told "no" by traditional dealerships and banks.
Why Choose Drive Fast USA Kansas City Buy Here Pay Here Financing
When you're searching for a buy here pay here dealership in Kansas City, you have options. Here's what sets Drive Fast USA apart and why Kansas City metro drivers choose us for their bad credit auto financing needs.
BBB Accredited Buy Here Pay Here Dealer
Drive Fast USA is proud to be a BBB-accredited business, a distinction that demonstrates our commitment to ethical business practices, customer satisfaction, and transparent dealings. Unlike many buy here pay here car lots in Kansas City, we've earned and maintained BBB accreditation by treating every customer fairly and standing behind our vehicles and financing programs.
Serving Kansas City Metro Drivers with Integrity
We've built our reputation in the Kansas City area by helping thousands of drivers overcome credit challenges and get back on the road. Our customers know they can count on straight talk, fair pricing, and financing that actually works for their budget.
$0 Down Payment Options Available
We understand that a large down payment isn't always possible, especially when unexpected expenses, medical bills, or job changes have impacted your finances. That's why Drive Fast USA offers down payment options starting at $0 for qualified buyers. We work with your budget to structure a payment plan you can actually afford.
In-House Financing - We Are the Bank
Because we provide in-house financing, we control the approval process. We don't send your application to multiple banks and wait for rejections. Instead, we evaluate your ability to pay based on your current income and situation, not past mistakes. This direct lending relationship means faster approvals, more flexibility, and a genuine second chance for Kansas City area drivers with bad credit.
Quality Inspected Inventory
Every vehicle on our lot undergoes inspection and reconditioning before we offer it for sale. We don't sell vehicles "as-is" and hope for the best. Our commitment to quality means you're getting a reliable car, truck, or SUV that will serve you well long after you drive off our lot.
We Report to Credit Bureaus
Drive Fast USA reports your on-time payments to the major credit bureaus, which means your responsible payment behavior helps rebuild or establish your credit history. This isn't just about getting a car, it's about rebuilding your financial future. Every payment is an investment in your credit score and opens doors to better financing opportunities down the road.
At Drive Fast USA, we understand that a large down payment isn’t always possible, especially when life has thrown a few curveballs. That’s why we offer low down payment options and flexible payment plans tailored to fit your budget and payday schedule.
Our team works with you to create a payment plan that feels manageable not overwhelming. Plus, since we report your on-time payments to the major credit bureaus, every payment brings you one step closer to improving your credit. It’s all part of how we help Kansas City drivers get back behind the wheel and back on track financially.
Life is busy, and we make financing simple. With our secure online payment portal at make-a-payment, you can pay your car loan anytime, from anywhere with no need to visit the dealership or mail a check. View your payment history, track your balance, set up automatic payments, and stay on top of your loan from your phone or computer. Managing your financing has never been more convenient.
Yes! Drive Fast USA reports payments to major credit bureaus, which means every on-time payment helps you build or rebuild your credit. Whether you're recovering from financial hardship or just starting out, our program is designed to help you get back on track financially.
Take the first step toward owning your next car even if you have bad credit or no credit.
Get pre-approved in minutes and drive away today!
Complete our secure online credit application to get started on the pre-approval process!
Need help? Call our Kansas City team at (816) 600-0085 . We're here to help every step of the way.